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Here are some great links for home owners who may be in distress. Contact me if you would like to have a confidential consultation about your home options.
Making Home Affordable Website:
Housing an Urban Development Housing Counselors
Housing Finance Agency Innovation Fund for the Hardest Hit Housing Market (HHF)
FHA Refinance for Borrowers with Negative Equity (FHA Short Refinance)
Home Affordable Unemployment Program (UP)
Home Affordable Modification Program (HAMP)
Home Affordable Refinance Program (HARP)
*Lower your interest rate
Home Affordable Foreclosure Alternative (HAFA)
*Short Sale or Deed in lieu sponsored programs
Principle Reduction Alternative Program (PRA)
*This website will tell you if your mortgage company participates in PRA
How to lift an IRS Tax Lien to complete a Successful Short Sale: